Hawke's Bay's is already at risk from a potential "megathrust" magnitude 8.5 earthquake but, in a region awash with active faults, more faults remain unmapped directly beneath Napier and Hastings cities.
A report of natural hazards in the region, compiled with help from GNS Science, said Hawke's Bay is one of the most seismically active regions of New Zealand, adding that in the 160 years since substantial written records began, seven large and damaging earthquakes have occurred - most notably the earthquake of 1931 - which changed the landscape.
Hawke's Bay experiences many smaller earthquakes each year, but another large earthquake - magnitude 6 and over with the potential to result in liquefaction - could occur at "any time".
Potentially Hawke's Bay's most damaging risk lies in its location near the Hikurangi subduction zone, where the Pacific tectonic plate dives (subducts) under the Australasian plate.
Subduction zones like Hikurangi, which is 150 kilometres off the Hawke's Bay coast, produce the planet's biggest and deadliest earthquakes — also referred to as megathrust earthquakes — as well as devastating tsunami.