Paul McKenna faces losing his home, as a result of a dispute with ACC.
A floor sander by trade, he developed severe asthma in 2015 and spent three days in hospital.
Since then he hasn't been able to work.
"It's hard enough to walk around the block," says Mr McKenna.
He was put on ACC, and then taken off it. Then put back on it, and now they are trying to take him off again. All while he sleeps on the floor, has no power, and struggles to pay his bills.
"I've had injuries, and i've never asked for help. And the one time i need help, it's pretty much goodbye," says Mr McKenna.
A respiratory specialist declared him unfit for work. But ACC's occupational physician said he could work.
However Paul's case is not out of the ordinary, his advocate sees hundreds of people specifically about problems with ACC.
"I do see a lot of vulnerable people that have no idea where to turn after a decision like this has been made," says advocate Mike Kletzkin.
Mr Kletzkin became an advocate after having issues with ACC himself years ago.
"I've been in business since 2005. If there wasn't a need or if mistakes weren't being made I wouldn't be here," says Mr Kletzkin.
But for Mr McKenna one thing keeps him going.
"I've had times where the only thing that's kept me going is my dogs. Otherwise I would have topped myself," says Mr McKenna.
An ACC spokesman said there was no plan "at this stage to suspend" McKenna's entitlements.
"ACC believes it has followed the required processes in a timely manner and maintained good communication throughout the vocational rehabilitation process, the review process, and the post-review process.
"We believe we have treated Mr McKenna respectfully."
On average, 18 people die every year in recreational craft incidents in New Zealand.