However, she was less than keen at first. There were children and grandchildren to care for, as well as her elderly father.
"He was in a wheelchair, so that's one of the biggest reasons why initially I didn't want to have anything to do with it, at that time," Mrs Toki said of her father, who has since died.
"But he was one of my biggest advocates, to get in there and do something instead of staying home and looking after him."
Mrs Toki, who was allowed to bring her youngest daughter and grandchildren to class, soon found herself thriving, which was a relief and a surprise. "Self-confidence in those days was major for me, I just didn't want to go out and talk to other people," she told the Weekend Herald.
"My tutor was awesome, and those who were taking the course were really good."
At home, her children took on more housework, and the support of husband Tura was also crucial.
"I feel sorry for him during that time when I think about it - all my anger was focused on him when I couldn't get stuff done. But he is such a patient man."
The Whanau Ara Mua course takes mostly beneficiaries who have no experience of education beyond school.
It has a strong emphasis on family, which is the reason many enrol. Participants build their understanding of child learning and development, and at the same time increase their employability.
Mrs Toki completed a three-year early childhood education degree at Manukau Institute of Technology, and is now head teacher for the infant and toddler room at the Parnell Trust Glanville Early Learning Centre.
She was the first in her family to complete study after school - but won't be the last. Three of her children have since completed tertiary degrees, and two more are studying, as are three siblings.