Mum reveals savvy 'gold coin' savings trick that helped her save $6000

The surprisingly simple method saved her a staggering $5747 in just over two years. Photo / NZ Herald.

For many, saving money tops their New Year's resolution lists.

And to get going, savers may want to draw up a budget or open up a special bank account.

However, there's an even easier way, a savvy Aussie mum has revealed.

Her surprisingly simple method saved her a staggering $5747 in just over two years - a result that came from using a money tin and selling items around the home.

"Opened our money box 2.5 years after only putting in gold coins and any money we had made on buy, sell and swap pages," she wrote alongside a photo she shared to Facebook.

One person said their father who tried the method amassed $8K in a year. Photo / NZ Herald.

"Highly recommend using the banknote money boxes from those cheap shops," she said before adding: "It all adds up.

"Grand total was $5757, tin was half full and will definitely consider doing this again."

Members of the Facebook group were thrilled with the mum's stellar efforts, and her post garnered more than 7500 reactions and close to 1000 comments.

One person who practised the same method agreed the idea was a painless way to save.

"Fantastic effort. We do the same thing. You don't notice it when it's gold coins. When I sell stuff, I do the same."

Another said her father had a similar savings strategy but instead of just one tin, he used an array of money tins for coins as well as notes.

"(One for) $5 notes, another for the silver cents and another for $2 coins and one for dollar coins," they wrote.

"Within 12 months we counted $8000. Highly recommended."

A third chimed in, saying they also used a money tin to save their "buy, sell, swap money", and although they hadn't counted their stash yet, we're excited to do so.

Others commenting said although they were impressed by the sum the mum saved, they thought her savings plan was potentially flawed.

The mum also sold unwanted items online to generate extra funds. Photo / NZ Herald.

"With $5K you could have started a business, invested in shares (the ASX200 has gone up over 1500 points in that time), even put it in a high-interest online bank account or paid off a credit card (in effect saving you double-digit interest)," one said.

"Anything but leave $1000s sitting in a piggy bank earning 0% interest while everything else goes UP."

Although a few agreed with the commenters' concerns, the consensus was saving money by any means was better than not saving at all.

The mum also revealed the extra cash she had saved over the past two years would be used to help her pay down her home loan.