Those who were pro-active used beanies (8 per cent), socks (37 per cent), flannel pyjamas and extra blankets (61 per cent).
Some said they "cuddled up" to their partner to get warm.
Women were more aware of what it takes to create a warm, dry home and were more likely to take temporary measures to treat condensation by opening windows and wiping away moisture.
The survey revealed damp and mould were widespread. Other findings included:
• Mould in 59 per cent of homes.
• Condensation in 31 per cent of homes.
• 59 per cent of tenants moved out of a house because of damp and mould.
• 27 per cent had curtains, clothes and carpets damaged by mould.
• People who took sick days were more likely to have damp and mould in their house.
• Women were more likely to stay home with sick children.
People were also asked if they wanted their home to undergo a Warrant of Fitness as recently trialled by the Government.
Sixty-three per cent wanted their house tested so they could make improvements.
She likes it hot, he stays barely cooler
Radio host Mel Homer doesn't do cold.
She opts for flannelette sheets made burning hot with an electric blanket and an over-sized T-shirt from her late dad, John Homer. If it is really chilly, she's in her favourite onesie.
Husband Andy Pilcher prefers his blanket on low and nothing between him and the sheets. "We have separate electric blankets because I have my side really hot and he has his much cooler," Homer, host of new Auckland radio station Mix 98.2, said.
The mum of three young boys also has a faux fur throw that heats up like an electric blanket.
"It is the best thing ever. It is hard to fit all the boys and me under it though," she said.