Taking photos of women without asking permission, kissing in public and wearing togs away from the beach are just some of the ways unwitting Kiwi travellers can get into strife overseas.
Prompted by the story of the tourists from the UK, Canada and the Netherlands who were arrested, fined $2,298 and jailed for three days for stripping off on a sacred mountain in Malaysia last month, Southern Cross Travel Insurance chief executive Craig Morris is reminding travellers that seemingly innocuous activities can cause problems.
"If you do get into trouble with the local law, you may also run the risk of jeopardising your travel insurance. Ignorance is definitely not bliss."
He said every week the insurer heard of customers who had been fined for breaches of protocol.
One of the biggest pitfalls was clothing, Morrison said. "It's important to dress appropriately for the country you're in and be aware of their social expectations," he said.