Ms Maiden admits she responded, telling the man to "f*** off." He then punched her several times.
The word "palagi", or "palangi", is a Samoan and Tongan word for a person of European descent.
Ms Maiden said the man who allegedly attacked her looked to be of Pacific descent.
While she was a little "tiddly" she said she wasn't drunk when she was leaving the bar.
"The knock to my head sobered me up pretty quickly."
A friend accompanied her to Middlemore Hospital for treatment. She left a few hours later after being given some painkillers.
"I've lost five teeth, my top plate is cracked ... my lip is out there, I can't eat yet," she said. "I just burst into tears when I saw in the mirror that I had no teeth."
Her father, John Maiden, is upset at what happened to his daughter and says he wants something done about safety in the area around the bar. "I'm just bloody angry."
The owner of the bar did not respond to requests for comment yesterday.
A spokeswoman for the Human Rights Commission said: "It's good that NZ Police are investigating the incident. Violence is never okay - and neither is racial abuse."
- Additional reporting Vaimoana Tapaleao