New Zealand KiwiSaver providers will happily take funds transferred from Australian super accounts but it's a different story with Australian providers.

What are some smart ways to put a looming tax refund to work?

COMMENT: What to do about the problem of uninsured Kiwis? Many are woefully exposed when it comes to their life and health cover.

New research show vastly different money habits and attitudes between home owners and those who don't own property.

If you have been a KiwiSaver member for at least three years you may be eligible to withdraw your savings to put towards a first home.

The minimum you and your employer can contribute is 3 per cent, but both are allowed to contribute more.

Stand-alone and employer-sponsored superannuation schemes are shutting up shop.

You can dip into your KiwiSaver once you are eligible for New Zealand superannuation as long as you have been in the scheme for at least five years.

Generally anyone over 18 who has been in KiwiSaver for three or more years and is buying a first home can apply to their KiwiSaver provider to withdraw everything.

COMMENT: Yes, you're right that it's really important to consider not raw interest rates but how they compare with inflation.

When it comes to cracking down on people not paying what they should, beneficiaries are much easier to go after, writes Paul Little.

Previous homeowners are able to get back into the housing market using KiwiSaver if they're in the same financial position as a first-home buyer.

Let's get you back on the KiwiSaver ladder, step by step, writes Mary Holm.

A tax consultant is urging people in KiwiSaver to make sure their contribution and their employer's have made it to their KiwiSaver account.

AMP's Therese Singleton said anyone using KiwiSaver funds for a first home must not have owned property, personally or "jointly with others".

Having a manageable student loan is the first step to future happiness, writes Diana Clement.

Younger KiwiSavers can join a scheme at any time, but will need parents' permission.

Q: If new staff members do not wish to join KiwiSaver, do I simply pay their PAYE on the IRD form or must I fill in forms advising they don't want to join?

Default investments and focus on low fees are reducing returns, writes Brian Gaynor.

Astute KiwiSaver decisions will deliver far more rewards over the longer term than any switch from one electricity retailer to another.

One overseas bank predicts another global financial crisis is on the cards, but local economists say it's not all bad news for Kiwis.

More than 2.5 million Kiwis are signed up to KiwiSaver but many people aren't making the most of it, according to Ana-Marie Lockyer.

Foreign ownership of the New Zealand sharemarket continued to fall this year, with total overseas holdings slipping to 32.6 per cent.

Let's be clear: joining KiwiSaver is entirely your decision - not your employer's.

To have your KiwiSaver questions answered by the NZ Herald's panel of industry players, email Helen Twose.