One of the criteria to qualify as a first-home buyer is that you have never held an "estate in land", either solely or jointly with another person.

COMMENT: Crashes are inevitable, but should be seen as opportunities, not crises.

What happens to KiwiSaver money when you die? This question was asked by a young guy at a KiwiSaver seminar I was attending, writes Helen Twose.

KiwiSaver is a long-term investment and decisions should be made with your long-term interest in mind and not on a whim.

COMMENT: Shop around. That's the best way to see if you're getting a fair deal.

Experts are not expecting any major changes to KiwiSaver in today's Budget but can't rule it out after last year's surprise scrapping of the $1000 kickstart.

Pushing your luck when considering insurance just puts makes it you against the odds. It's not about that.

As part of the relationship break-up - marriage, civil union or de facto relationships - property may also be split: the Property (Relationships) Act sets out the rules.

This KiwiSaver provider has launched a new online tool to help members figure out how much they're saving for retirement and what kind of income it could give them.

Here's why it matters to know where your KiwiSaver is.

It's not the prettiest of terms, but we may as well get acquainted with the challenges of "decumulation", Tom Hartmann writes.

The only way to get your Australian superannuation savings transferred before retirement is to shift it to a KiwiSaver provider.

Aucklanders appear to be being short-changed when it comes to accessing a Government subsidy aimed at helping first home-buyers.

KiwiSaver has not made New Zealanders any more financially literate, says new research.

The rules changed for moving superannuation savings between Australia and New Zealand nearly three years ago.

Despite high take-up - around 2.61 million people are in KiwiSaver - about 40pc do not contribute to it on a regular basis.

Interest rates are low at the bank - so more Kiwis plan to leave their money in KiwiSaver when they turn 65.

New Zealand KiwiSaver providers will happily take funds transferred from Australian super accounts but it's a different story with Australian providers.

What are some smart ways to put a looming tax refund to work?

COMMENT: What to do about the problem of uninsured Kiwis? Many are woefully exposed when it comes to their life and health cover.

New research show vastly different money habits and attitudes between home owners and those who don't own property.

If you have been a KiwiSaver member for at least three years you may be eligible to withdraw your savings to put towards a first home.

The minimum you and your employer can contribute is 3 per cent, but both are allowed to contribute more.

Stand-alone and employer-sponsored superannuation schemes are shutting up shop.

You can dip into your KiwiSaver once you are eligible for New Zealand superannuation as long as you have been in the scheme for at least five years.

INTERVIEW: Tamsyn Parker talks to two women who between them look after more than $11b of KiwiSavers' money.

Generally anyone over 18 who has been in KiwiSaver for three or more years and is buying a first home can apply to their KiwiSaver provider to withdraw everything.