
Where to stash cash when times get tough
COMMENT: Banks robust enough to weather storms, so term deposits still the best bet.
COMMENT: Banks robust enough to weather storms, so term deposits still the best bet.
For those who have joined KiwiSaver prior to turning 65 there is no requirement to withdraw the funds or close your account once you are 65 or eligible to access the money.
COMMENT: HomeStart grant, which can provide a boost of $3000-$20,000 depending on your circumstances, has different hurdles to the KiwiSaver withdrawal.
COMMENT: Knowing the difference between wants and needs among nuggets of advice.
COMMENT: KiwiSaver can be accessed for buying a first home, but one of the eligibility criteria is that the house or land must be in New Zealand.
COMMENT: Potential calamities like Brexit are said to occur every eight years.
comment: Since the beginning of July income caps have been removed for previous home owners wanting to withdraw savings to get back into housing market.
COMMENT: Am I really getting what I pay for when it comes to KiwiSaver fees?
Don't miss out on the extra $521 KiwiSaver contribution from the Government.
A couple of weeks back I asked Charlotte Lockhart from Perpetual Guardian about what happens to KiwiSaver funds when you die.
Half of the 2000 people surveyed would increase their contributions to KiwiSaver by 1 per cent if it was possible.
One of the criteria to qualify as a first-home buyer is that you have never held an "estate in land", either solely or jointly with another person.
COMMENT: Crashes are inevitable, but should be seen as opportunities, not crises.
What happens to KiwiSaver money when you die? This question was asked by a young guy at a KiwiSaver seminar I was attending, writes Helen Twose.
KiwiSaver is a long-term investment and decisions should be made with your long-term interest in mind and not on a whim.
COMMENT: Shop around. That's the best way to see if you're getting a fair deal.
Experts are not expecting any major changes to KiwiSaver in today's Budget but can't rule it out after last year's surprise scrapping of the $1000 kickstart.
It is absolutely possible to contribute to KiwiSaver while receiving ACC payments. But it's not obligatory.
COMMENT: Alarm bells are ringing and danger signs are looming large. You can "safely" invest in large international companies, but not this way.
This KiwiSaver provider has launched a new online tool to help members figure out how much they're saving for retirement and what kind of income it could give them.
It's not the prettiest of terms, but we may as well get acquainted with the challenges of "decumulation", Tom Hartmann writes.
The only way to get your Australian superannuation savings transferred before retirement is to shift it to a KiwiSaver provider.
Aucklanders appear to be being short-changed when it comes to accessing a Government subsidy aimed at helping first home-buyers.
The rules changed for moving superannuation savings between Australia and New Zealand nearly three years ago.
Despite high take-up - around 2.61 million people are in KiwiSaver - about 40pc do not contribute to it on a regular basis.
Interest rates are low at the bank - so more Kiwis plan to leave their money in KiwiSaver when they turn 65.
New Zealand women prefer their saving accounts, while men hit the credit card harder.
A young couple who were told they would qualify for an $8000 govt grant to help buy first home are in shock after finding out they can only get half that.