
Brian Gaynor: KiwiSaver investment guidelines needed
COMMENT: Fees focus misses point, and legality of exposure to arms is very complex.
COMMENT: Fees focus misses point, and legality of exposure to arms is very complex.
More than $300m in Government payouts went begging last year.
Amnesty International has laid a complaint with police over KiwiSaver providers making potentially illegal investments in weapons.
COMMENT: Next week sees the return of Money Week, which runs 5-11 September. How well can you see your future?
HomeStart grant is aimed at helping people on modest incomes to buy modest homes, so its application form takes a good hard look at your finances.
COMMENT: KiwiSaver may be the best option if you need help in resisting temptation.
The Commerce Minister says the controversial investments by KiwiSaver funds are a matter for police.
COMMENT: When getting advice on money matters, it's often clarity of being able to see our future that brings peace of mind.
INTERACTIVE: Find out how much your KiwiSaver has invested in cluster bombs, landmines and tobacco.
Bankrupt people have to give part of their KiwiSaver to the official assignee to pay creditors under a proposed law.
COMMENT: Beyond the many biases we humans have, we can still make sharp decisions.
COMMENT: There's nothing like a bit of legal jargon to trip you up and the KiwiSaver first-home withdrawal rules have plenty of it.
COMMENT: Your member tax credit is based on how much you contribute during the KiwiSaver year, not on the calendar year.
COMMENT: The main issue with Rakon is not its poor performance, it is the way it has dealt with it.
Sam Stubbs' mission is to lower the cost of investing to make Kiwis wealthier when they retire.
COMMENT: One clear advantage of selling is that you can dial down the risk level.
Iwi Investor, the only iwi-managed KiwiSaver scheme, is being wound up after it failed to gain enough members to make it viable.
A new not-for-profit KiwiSaver provider has been launched by ex-Tower and Westpac executives promising to shake up the industry.
COMMENT: Many KiwiSaver scheme members are missing out because they are investing in the wrong funds, writes Brian Gaynor.
COMMENT: Whether you're a new investor, home-buyer, or KiwiSaver, people make classic mistakes that can be avoided.
COMMENT: The IRD website is user friendly and tax refunds are low-hanging fruit.
The amount of Kiwi dollars being pumped into responsible investments has grown 28 per cent in the last year to a record $78.7 billion.
COMMENT: Technology does so much to improve lives and makes products and services accessible and affordable.
COMMENT: Banks robust enough to weather storms, so term deposits still the best bet.
For those who have joined KiwiSaver prior to turning 65 there is no requirement to withdraw the funds or close your account once you are 65 or eligible to access the money.
COMMENT: HomeStart grant, which can provide a boost of $3000-$20,000 depending on your circumstances, has different hurdles to the KiwiSaver withdrawal.
COMMENT: Knowing the difference between wants and needs among nuggets of advice.
COMMENT: KiwiSaver can be accessed for buying a first home, but one of the eligibility criteria is that the house or land must be in New Zealand.
COMMENT: Potential calamities like Brexit are said to occur every eight years.