Who should get a bankrupt's KiwiSaver cash?
Bankrupt people have to give part of their KiwiSaver to the official assignee to pay creditors under a proposed law.
Bankrupt people have to give part of their KiwiSaver to the official assignee to pay creditors under a proposed law.
COMMENT: Beyond the many biases we humans have, we can still make sharp decisions.
COMMENT: There's nothing like a bit of legal jargon to trip you up and the KiwiSaver first-home withdrawal rules have plenty of it.
COMMENT: Your member tax credit is based on how much you contribute during the KiwiSaver year, not on the calendar year.
Sam Stubbs' mission is to lower the cost of investing to make Kiwis wealthier when they retire.
COMMENT: The main issue with Rakon is not its poor performance, it is the way it has dealt with it.
COMMENT: One clear advantage of selling is that you can dial down the risk level.
Iwi Investor, the only iwi-managed KiwiSaver scheme, is being wound up after it failed to gain enough members to make it viable.
Independent KiwiSaver analysts say the launch of non-profit provider Simplicity should help to push down fees.
COMMENT: Many KiwiSaver scheme members are missing out because they are investing in the wrong funds, writes Brian Gaynor.
COMMENT: Whether you're a new investor, home-buyer, or KiwiSaver, people make classic mistakes that can be avoided.
COMMENT: The IRD website is user friendly and tax refunds are low-hanging fruit.
The amount of Kiwi dollars being pumped into responsible investments has grown 28 per cent in the last year to a record $78.7 billion.
COMMENT: Technology does so much to improve lives and makes products and services accessible and affordable.
COMMENT: Banks robust enough to weather storms, so term deposits still the best bet.
For those who have joined KiwiSaver prior to turning 65 there is no requirement to withdraw the funds or close your account once you are 65 or eligible to access the money.
COMMENT: HomeStart grant, which can provide a boost of $3000-$20,000 depending on your circumstances, has different hurdles to the KiwiSaver withdrawal.
COMMENT: Knowing the difference between wants and needs among nuggets of advice.
comment: Since the beginning of July income caps have been removed for previous home owners wanting to withdraw savings to get back into housing market.
COMMENT: Am I really getting what I pay for when it comes to KiwiSaver fees?
Don't miss out on the extra $521 KiwiSaver contribution from the Government.
COMMENT: Housing NZ assesses applications on behalf of KiwiSaver providers to understand if the applicant is in the same financial position as a first-home buyer.
Britain's exit from the European Union will affect Kiwis in more ways than one.
A couple of weeks back I asked Charlotte Lockhart from Perpetual Guardian about what happens to KiwiSaver funds when you die.
Half of the 2000 people surveyed would increase their contributions to KiwiSaver by 1 per cent if it was possible.
One of the criteria to qualify as a first-home buyer is that you have never held an "estate in land", either solely or jointly with another person.
COMMENT: Crashes are inevitable, but should be seen as opportunities, not crises.
What happens to KiwiSaver money when you die? This question was asked by a young guy at a KiwiSaver seminar I was attending, writes Helen Twose.
KiwiSaver is a long-term investment and decisions should be made with your long-term interest in mind and not on a whim.