PremiumPremiumPersonal FinanceRecord portion of new lending goes to first-home buyers with small depositsMore than half of January's $1.1b first-home loans went to sub-20% deposits.02 Mar 03:00 AM
PremiumOpinionMary HolmMary Holm: Embracing risk at a time when you might look to avoid it? I love itOPINION: Clear your debt and mortgage before making that move to the beach.27 Feb 04:00 PM
Interest ratesMortgage rate U-turn: Another major bank cuts long-term ratesLess than a month after hiking its long-term rates, BNZ has backflipped.25 Feb 08:32 PM
PremiumPremiumInterest ratesWhy banks now have room to trim some fixed mortgage ratesWhich rates are most likely to be cut?20 Feb 03:56 AM
PremiumPremiumAnalysisJenée TibshraenyReserve Bank's dovish statement to pause mortgage rate hikes for nowANALYSIS: Could change in housing market dynamics slow the economic recovery? 18 Feb 04:00 PM
PremiumOpinionMary Holm: How to make $10k work harder than an interest-free student loan13 Feb 04:00 PM
PremiumOpinionDarcy Ungaro: The risks and rewards of tapping your house for cash in retirement31 Jan 10:00 PM
PremiumPremiumOpinionMary HolmMary Holm: When to sell your rental propertyOPINION: Property prices are down but you might wait years for them to recover.30 Jan 04:00 PM
Interest ratesMortgage holders jump ship in record numbers as banks dangle cashBorrowers chase attractive cashbacks.29 Jan 06:29 AM
Interest ratesBig bank lifts longer-term mortgage ratesThe bank says rising wholesale interest rates have pushed up the cost of providing loans.29 Jan 04:02 AM
PremiumPremiumInterest ratesHome-loan gamble backfires as floating borrowers likely miss the bottomThose hanging out for rates to fall in December might have missed the boat.22 Jan 09:00 PM
PremiumPremiumOpinionFran O'SullivanFran O'Sullivan: Bravo Breman, but where's Luxon as Trump wreaks havoc?OPINION: The Government has yet to stand up for what NZ believes is important.16 Jan 08:00 PM
PremiumPremiumOpinionMary HolmMary Holm: How to create good spending habits and avoid keeping up with the JonesesOPINION: It's important to understand the psychology of spending.16 Jan 04:00 PM
PremiumPremiumBanking and financeSummer questions: 'Tight' 2026 – bank boss says margins are under pressureThe Co-op Bank's Mark Wilkshire on the impacts of rising wholesale interest rates.13 Jan 10:00 PM
PremiumPremiumOpinionMary HolmMary Holm: Why men and women often invest differently – and what it means for your moneyMen are more likely than women to chase higher-risk, volatile investments.03 Jan 02:00 AM
PremiumPremiumOpinionMary HolmMary Holm: Why you should consider investing outside of New ZealandOPINION: The NZ sharemarket makes up about 0.1% of all the shares in the world.27 Dec 02:00 AM
PremiumPremiumOpinionNadine HigginsNadine Higgins: How to get your money and mindset ready for a bumpy 2026OPINION: From survive to thrive: Small money moves to make 2026 work for you.20 Dec 08:00 PM
PremiumPremiumOpinionMary HolmMary Holm: Why ring-fencing inheritances can save heartbreak later onReaders warn a young inheritor not to mingle her windfall with her partner's finances.19 Dec 04:00 PM
New ZealandWestpac raises interest rates for 18-month fixed standard and special mortgagesThe rise comes after the ASB and BNZ announced changes to their fixed home loan rates.18 Dec 05:16 AM
Banking and financeRBNZ cuts cost of controversial bank capital rules - will customers see savings?Changes to make banks more competitive, but also more risky.16 Dec 09:52 PM
PremiumPremiumOfficial Cash RateRBNZ Governor fires another 'calm down' shot at markets, as mortgage rates riseAnna Breman speaks to the Herald. 16 Dec 04:56 PM
EconomyNicola Willis sees red: Still no surplus in sightEconomic recovery taking longer than expected. 16 Dec 12:06 AM
BusinessReserve Bank Governor finally talks market down; ANZ latest to hike mortgage ratesAnna Breman says market conditions have tightened 'beyond' what the bank intended.15 Dec 04:43 AM
PremiumPremiumOpinionMary HolmMary Holm: How to invest a large inheritance in your 20s and avoid mistakesOPINION: It's tough losing your mum at a young age.12 Dec 04:00 PM
PremiumPremiumInterest ratesBanks accused of unnecessarily hiking mortgage ratesAre banks putting profits ahead of NZ's economic recovery?12 Dec 04:00 PM
Official Cash RateNew Reserve Bank Governor responds to Westpac hiking interest rates, despite OCR cutWestpac has hiked its longer-term mortgage and term deposit rates by 30 basis points.09 Dec 08:28 PM
Official Cash RateWestpac lifts interest rates by whopping 30 basis pointsIs this what the Reserve Bank wanted?09 Dec 04:16 AM
PremiumPremiumOpinionMary HolmMary Holm: We have $1m to invest – should we put it in KiwiSaver or give it to a wealth manager?OPINION: The rent-versus-buy call is often a lifestyle choice, not clear maths.05 Dec 04:00 PM
InflationNew RBNZ Governor keen on transparency, cautious on money printingWill Monetary Policy Committee members start detailing more of their thinking?02 Dec 12:12 AM
PremiumPremiumOpinionMary HolmMary Holm: How to tell good debt from bad debt before you borrow to investOPINION: Even 'good debt' can undo your wealth plan.28 Nov 04:00 PM
PremiumPremiumOfficial Cash RateReserve Bank comfortable, despite markets suggesting fixed mortgage rates might rise soonDid the Reserve Bank really expect markets to react the way they have?27 Nov 05:30 AM
PremiumPremiumOfficial Cash RateHas the Reserve Bank just put unhelpful upward pressure on mortgage rates?Market reaction to OCR cut suggests the Reserve Bank may have bungled its comms - again. 26 Nov 04:51 PM
