Latest from Interest rates

Mary Holm: Should I pay off my student loan or invest in an index fund?

OPINION: You need to consider interest, taxes and fees.

Final big bank drops home loan rates after OCR cut

Westpac announced changes to its six-month and one-year rates today.

Another major bank cuts mortgage and deposit rates in NZ

But it isn't matching other banks which are offering 4.89% over 18 months.

Nadine Higgins: Should you swap residential for commercial property?

Commercial property yields in NZ range from 5% to 8.38%, higher than residential.

Mary Holm: Are bond investments a scam?

OPINION: Many KiwiSaver funds include high-quality bonds, except for the most risky ones.

Mary Holm: Gold's risks outweigh rewards for cautious savers

OPINION: Gold offers no dividends, unlike shares, which provide returns even in downturns.

Mary Holm: Is there a pot of gold waiting for those who invest in non-bank deposits?

OPINION: There are a number of factors to be aware of once a new scheme comes into force.

Floating rate fad helps Westpac's profit grow 10%

Bank reports $525 million profit in six months.