Life is not all trial and error - we can certainly learn from each other's experiences, after all! For those thinking about borrowing to study, there are no better words of wisdom than from those who have stood in their shoes as teens and now look back on their choices.
They've got a lot to say, actually. The video interviews that follow are from former students reflecting on what they wish they'd known beforehand:
Top tips for student loans
• Take advantage of the opportunity - borrowing interest-free to study is not available in a lot of other countries, so we're fortunate to be able to do this. But it's got to work for you.
• Search out other funding options - to avoid borrowing too much, find out what other funding options there are, e.g. scholarships or working while you study.