Each week the NZ Herald and Newstalk ZB's Cooking The Books podcast tackles a different money problem. Today, it's why and how you should negotiate your mortgage. Hosted by Frances Cook.
Listen to "Cooking the Books: The tricks to negotiating the best mortgage" on Spreaker.
Hope is on the horizon for those who want to buy a house.
The recent Quotable Value House Price Index for July found that prices have stagnated, and investor activity has dropped off.
That's left a window of opportunity for first-home buyers. Homes officially considered affordable, that's those under $650,000, are being snapped up at a great rate of knots.