Whatever the reason, side hustles can fill that gap.
And if you're the entrepreneurial sort, they can even be a way to test out a career change or business ideas, so that one day you could work for yourself instead.
For the latest podcast, I talked to financial adviser Tracy Hemingway, also known as the DebtFreeDiva.
For the interview, listen to the podcast here.
• If you have a question about this podcast, or a question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here, Instagram here, and Twitter here.
• Listen to the full interview on the Cooking the Books podcast. You can subscribe on iHeartRadio, Apple Podcasts, or