Latest from Personal Finance

Andrew Duff: Crowdfunding risks can outweigh the benefits
Crowd-sourced funding is about to hit New Zealand in a serious way with the imminent arrival of United States website Kickstarter.

Diana Clement: Financial fortune cookies - for kids to digest
I had a brainwave recently and decided to cook up a batch of the traditional Chinese treats and fill them with various financial talking points for families.

Mary Holm: Mums often know best about money
My mother is somehow convinced that paying off my mortgage in fortnightly repayments is better than monthly ones.

Brent Sheather: Nasty KiwiSaver changes on the horizon
KiwiSaver has turned out to have been a hugely successful financial product but there are some nasty changes lurking over the horizon, writes Brent Sheather.

Nick McDonald: Trading lessons from the America's Cup
What lessons can traders learn from the America's Cup?

Mary Holm: Sticky patches the downside of risk
Q: We bought an investment property in Hamilton for $395,000 five years ago. We are having to top up the mortgage by $100/week as the rent doesn't cover mortgage payments.

More angel money on table
Angel investment levels have bounced back this year, driven by an increase in follow-on funding into existing start-ups, according to figures released today.

Helen Twose: Rules a bit different for the self employed
You don't have to be an employee to be part of KiwiSaver, but the rules are a bit different.

Rodger Spiller: Weighing investment with values
In the light of the latest step by churchgoers in Auckland to further align their money with their values, all investors are being challenged to think.

Mary Holm: Timing is the key in exchange rates
With quantitative easing muddying economies, it's hard to know when to convert currency into kiwi dollars.

Helen Twose: Plenty of KiwiSaver reasons for over-60s
My wife and I are about to enter a KiwiSaver fund at age 61 and 63.

Mary Holm: A time to save and a time to spend
Q: I was wondering if I can withdraw some of my KiwiSaver without withdrawing it all. I am 66 years old and I have not touched it at all.

Diana Clement: Trust expenses can whittle away an inheritance
You die before your children turn 20. Whether you've written a will or not, the money that goes to them will be held in trust until they're 20. And that can be mighty costly.

Man jailed for part in tax evasion scheme
A Wellington businessman has been sentenced to three years and six months in prison for his part in an aggressive tax evasion scheme.

KiwiSavers warned to watch fees
KiwiSaver members should look at how much they are paying in fees because the amount varies greatly between providers, says a financial research firm.

Inside Money: NZ dollar hot as currency appetite picks up
The NZ dollar has retained its status as one of the world's most-traded currencies, churning through an average US$12.4 billion of transactions every day during April.

Helen Twose: Employers should watch contributions
Inland Revenue not legally obliged to notify companies when they no longer need to pay into KiwiSaver.

Want to fail in trading? Do this!
Following on from his 'Want to succeed in trading? Don't do this!' column, Nick McDonald looks at the how you can make a complete mess on the markets.