Latest fromPersonal Finance

Get Sorted: Consider yourself monetised
In the online world a new adage that applies - If you pay for something, it’s the product. But if it’s free, you are the product.

Consumer watch: Six ways to stay afloat
Get in touch with your lenderBanks will be more willing to help if they are warned trouble may be ahead, rather than getting a panicked phone call when the first repayment is missed.

Mary Holm: The case for and against landlords
As a society, how did we allow residential property to become just another investment asset class?

Diana Clement: Charitable groups revolutionise gift-giving
All I want for Christmas is an Ebola emergency kit. That's not because I think I'm at risk of catching the disease.

Auckland Council split over rates rises
Auckland Council is deeply divided on how to implement big rates rises next year, after Mayor Len Brown backed down on introducing rates rises of up to 40 per cent.

Inside Money: KiwiSaver condemned
The only problem with this technically-excellent, thoroughly-executed, thankfully-brief statistical analysis of KiwiSaver is its uselessness.

Foreign trusts in IRD sights
The Inland Revenue Department is taking aim at the use of New Zealand trusts by foreigners to shield their income and assets from tax in their own countries following pressure from its overseas....

Inside Money: Aussie politicians crack-up over advice, laughable lessons for NZ
FOFA is a serious law, introduced by the previous Labor government after a series of scandals hit Australia's financial planning industry.

Diana Clement: 'Tis the season for cheer - within reason
Herald columnist Diana Clement looks at how to get the best out of the Christmas shopping spend.

Inside Money: EQC letter spells out funding, insurance model shake-up
The latest Briefing to the Incoming Minister from the Earthquake Commission is a revealing document.

Brent Sheather: Reviewing the Financial Advisors Act
Over the next two years the government and its agents will be reviewing the Financial Advisors Act 2008 (FAA).

Law firm ordered to pay more for Blue Chip losses
A Tauranga law firm will have to pay $150,000 more to retirees who lost money in Blue Chip, a Court of Appeal ruling has found.

Inside Money: Reserve Bank issues speed warning on money
Changes to the country's payment system have been profound and New Zealand moves closer to a cashless society, says the Reserve Bank.

Andrew Bruce: Long term landlords want long term tenants
As a long term landlord Andrew Bruce seeks long term tenancies because he takes a long term view of his investment properties.

Pimco pays former CIO Gross a $290m bonus
Pacific Investment Management Co. paid its former Chief Investment Officer Bill Gross a bonus of about $290 million in 2013.

Mary Holm: Ignore critics and have fun getting old
I want to see a change of attitude in the press towards ageing Kiwis. We are tagged the greedy generation.

Inside Money: Passive funds increase share of top 500 universe
No NZ-based funds make the Towers Watson 500 largest asset managers but Fisher Funds, with about US$4.5b under management is close.

Inside Money: Entrepreneurial study finds where angels look for higher returns
A just-released study found Polish angels expected returns of 34 per cent on their investments - the highest of all.

Cost rises blamed for apartment rent pain
A 157 per cent Auckland Council rates rise and a 140 per cent operating costs increase have been blamed for the axing of guaranteed rental returns on a city apartment block.

Get Sorted: Be ready to bounce back
As we all build our own financial houses and get them in order, they need to be resilient when things happen.

Prosper by following the crowd
Since the Financial Markets Conduct Act made crowdfunding investment possible, people can now buy shares in companies that should aim to eventually pay dividends.

Apple: The worst of capitalism
Tech giants like Apple keep looking for overseas tax loopholes as their foreign cash has piled up to almost absurd levels.

Inside Money: NZ Super change to excite local share managers
NZ Super has taken direct control of the almost $260m in local equities formerly managed on its behalf by AMP Capital.

Brent Sheather: Bond investing 201: How it's done
How to put together a NZ fixed interest portfolio by focusing on the investment strategies typically employed by large institutional investors.

'Holiday' can get around the super-scheme
I am changing jobs and my new employer is exempt from automatically signing up employees to KiwiSaver as they have their own super scheme, while also offering KiwiSaver.

UK starts paying off WWI debt
One hundred years after the outbreak of World War I, Britain plans to repay some of the debt issued to help finance the conflict.

Countdown adds insurance to supermarket offering
New Zealand supermarket chain Countdown is adding insurance services as it seeks to widen the offering to its 2.7 million weekly customers.