Latest from Personal Finance

Greg Smith: Bitcoin's slide – does 'digital gold' belong in your KiwiSaver?

OPINION: How bitcoin's crash tests its place in long-term KiwiSaver portfolios.

Mary Holm: How to make $10k work harder than an interest-free student loan

OPINION: Parking the $10k in a low-fee fund while loans stay interest-free can work well.

Why love won't save you from a bad money plan

Three steps to setting out money goals this Valentine's Day.

Costly calls: $2m IRD calling campaign had just 18% uptake of new security measure

Only 18% of people reached by IRD’s calls adopted the two-step verification promoted.

One and two-year mortgages top of the pops again – ASB CEO

The bank was caught off guard by a December surge of borrowers fixing for longer terms.

Darcy Ungaro: The risks and rewards of tapping your house for cash in retirement

OPINION: Should you unlock your home's value with a reverse mortgage?

Nadine Higgins: The hidden costs of being a landlord

OPINION: What every would-be property investor needs before they buy.

Debt hangover: Covid loans put pressure on small firms as failures and IRD write-offs mount

Nearly $450m of the scheme’s loans are in default, with more write-offs likely.