As we say goodbye to 2020 and welcome in 2021, it's a good time to catch up on the very best of the Herald columnists we enjoyed reading over the last 12 months. From politics to sport, from business to entertainment and lifestyle, these are the voices and views ouraudience loved the most. Today it's the top three from Mary Holm.
Mortgage versus investments
It seems to be the perceived wisdom to pay off your mortgage before saving your money elsewhere.
But now that mortgage rates are so low, wouldn't it be better to put your money into, say, a share fund, rather than pay down a 3 per cent mortgage, on the assumption that returns from a share fund will beat 3 per cent, even after fees and tax?
