Where to go for lunch, what to do this evening, what to cook for dinner - in a few years those decisions will be made for us by a "personal concierge," says FCB's digital strategy director, Dan West.
"As our lives get that much more cluttered with information and content, and as we become increasingly time-poor we will welcome personal AI [artificial intelligence] systems to help us make decisions, or make decisions for us, to save us time," he predicts.
"No longer will we snapchat a friend to ask if our outfit is appropriate for a night out or phone our Dad to get his recommendation on a new TV - your handy AI could do it all for you.
"That means our behaviour won't just be defined by ourselves but also by the AI that support our lives, hopefully helping us lead happier and healthier lives by encouraging the right decision for us," West says.
For many people, AI still conjures images of Arnold Schwarzenegger, with a glowing red eye, growling "I'll be back". There's a widespread fear of the notion of artificial intelligence being everywhere, which even extends to the experts.
In 2014 Stephen Hawking described success in AI as "the biggest event in human history. [But] unfortunately it might be our last" and Elon Musk called it "our greatest existential threat". But many believe these thought-leaders are exaggerating the threat, West says.
The term was coined in the 1950s by John McCarthy, a computer scientist who defined it as "the science and engineering of making intelligent things". AI is often defined in two ways: human-style intelligence, which has human-like consciousness; and task-orientated, where a computer can do a limited range of tasks very well.
West believes the first hasn't really happened but the second has. "The reality is that AI is already all around us, supporting our lives in ways both big and small."
Anyone who owns a smartphone has access to Siri, Google Now or Cortana. AI systems deliver Google's search results and help choose the right emoji for Facebook messenger posts. Amazon's Alexa can answer questions, play music from an Amazon library, read an audio book, tell you the sports results and control your home's heating, lighting and water.
AI systems are writing the news, even in print. Associated Press already uses an automated system to write many of its finance reports and an AI system recently wrote a new episode of the TV series Friends.
The Grid offers AI-built websites that construct themselves by algorithmically generating website designs and improving them based on people's online behaviour. The Train Brain in Stockholm, Sweden, predicts up to four hours in advance whether your train is going to be delayed so you can plan your route accordingly. Betterment is a robo-adviser that has drawn more than $3b in investments.
"All of these individual tasks could soon be drawn together to create a single personal AI system that would make product recommendations, buy them for you and write a review while making sound financial investments for you," suggests West.
Ray Kurzweil, Google's director of engineering, predicts that "in the 2030s we're going to connect directly from the neo-cortex to the cloud" - in other words, linking our brains with AI.
West believes that's a little more than 15 years in the future. But chips are getting smaller: in July 2015 IBM claimed to have built processors with circuits measuring just 7 nanometres wide - 10,000 times thinner than a human hair - that will be available next year. "It's only a matter of time before complex AI systems will be easily ingrained in our daily lives," West says.