Having a thrifty Christmas in New Zealand doesn’t mean you have to sacrifice joy.

OPINION: Turns out the human brain is not well evolved to handle money.

OPINION: Don't go rushing into grabbing those lower interest rates just yet.

OPINION: No one is immune.

OPINION: People chasing quick bucks don't know how experienced 'boring' fund managers are.

OPINION: Criminals are already finding ways to get around facial recognition security.

OPINION: The OCR cut bringing lower returns is the other side of the coin.

OPINION: The creation of new financial terms has gone into overdrive.

OPINION: The behaviours that sabotage your chances of building savings.

OPINION: Lessons from readers.

There are special rules for going to Australia and the UK.

OPINION: Tips to help you not sell yourself short.

OPINION: BNPL can lead vulnerable Kiwis into impulsive buying and debt.

OPINION: Arming your child with their first Eftpos or debit card is a scary move.

OPINION: KiwiSaver funds have quietly invested in industries that cause significant harm.

OPINION: It’s important to understand the pitfalls of switching KiwiSaver.

Travel accidents can be expensive at all ages but insurance tends to rise in cost.

OPINION: Financial services providers need to consider their neurodiverse clients' needs.

OPINION: New digital banking apps are revolutionising kids' financial learning.

OPINION: Bank customers in particular need to educate themselves about what this means.

OPINION: You don’t need to be rich to leave a little something to charities when you die.

OPINION: There are free services in NZ that can help with all manner of complaints.

Many people feel the need to borrow to get the latest phone to keep up with their friends.

OPINION: Nudging isn’t about forcing us to do things. It’s about how choices are framed.

OPINION: Managing money well can be key to financial wellness.

OPINION: Deep fakes are already fooling real humans.

OPINION: Women have to ask the hard questions to get change.

OPINION: Every child and young adult is different with money.

OPINION: Who hasn’t thrown out a perfectly good item because it couldn’t be repaired?

OPINION: Never say never when it comes to predicting market declines.

OPINION: Read this before you hire a motorcycle or moped on holiday.

OPINION: A cluster of new and updated budgeting apps have launched in New Zealand.

OPINION: Financial exploitation of older people is a big problem in our country.

OPINION: Crypto investors need to keep on top of their records.

OPINION: What to look out for when dealing with cryptocurrencies.

OPINION: There's a growing number of digital accounts available from disruptors.

OPINION: Why it's not just fees and returns you need to keep an eye on.

OPINION: Banks make billions from us. So why not get a bit back?

OPINION: 'Harmless' fraud is a crime we all pay for.

OPINION: Knowing your tax obligations when it comes to side hustles.

OPINION: Don't go on autopilot with your money.

OPINION: Inflation is biting - so how can you combat it?

OPINION: Is your electric scooter or bicycle covered by your contents insurance policy?

OPINION: And how you can protect yourself.

OPINION: Four years ago, no one considered the toll Covid-19 would take.

AI technology is going to impact the way we deal with money in the near future.

OPINION: Cleaning up your credit is a good place to start new year.

OPINION: Avoiding dining out or ditching single-use shopping items are just the start ...

OPINION: Five of the top columns of the year from Diana Clement.

OPINION: Every year there are new concepts and jaw-dropping moments.

OPINION: The best bargain is often the one you don’t buy.

OPINION: ‘Tis the season to be maxed out on credit.

OPINION: Sudoku toilet paper anyone? Scented candle?

OPINION: Every year, retailers have a field day regarding our psychology at Christmas.

OPINION: Board games can help foster financial skills.

OPINION: A very basic room in a care facility can cost $1350 or more a week.

OPINION: What to look out for.

Meal kits are a convenient, fast way to produce a tasty dinner. But what about the cost?

OPINION: There are a few providers who make this product available.

OPINION: Slowly paying the mortgage off has become a bit of a forgotten art.

OPINION: It’s always worth comparing prices.

OPINION: Companies may have a net-zero target. But is that target in 2025 or 2070?

OPINION: Make changes within your abilities and financial situation.

OPINION: The right one can be a life-changing experience for students.

OPINION: For many families, it works a treat.

OPINION: Banks make money from our complacency.

OPINION: Tips on accommodation, transport and insurance.

OPINION: International travel is affordable again; here's how to save some money.

OPINION: New Zealanders grew up repairing everything, what happened?

Opinion: Banks aren’t always the big bogeyman that some feel they are.

OPINION: Term deposits are currently quite generous.

OPINION: Focus on your finances and come out the other side in better shape.

OPINION: Too often we limit ourselves by thinking “I can’t”.

OPINION: Now is the time to think longer and harder about the food we buy.

OPINION: Even just being cremated can cost a few thousand dollars.

OPINION: They have it in Australia and the UK but why not here?

OPINION: Best to take a hit on 10 per cent of your savings than 100 per cent.