No one says having children is easy.
In fact, it is probably the hardest thing you'll ever do.
Aside from the challenges and triumphs of raising a child, each age bracket also has its costs, with IRD estimating that by the time a child reaches 18, you will have spent $250,000.
That estimate was made in 2009. With ever-growing technology demands, I'd wager that figure is considerably higher now.
In a land of "free education" many parents would agree most of that $250,000 is spent during the schooling years of a child.