The Salvation Army has put forward its answer to the country's housing affordability crisis.
It wants the Government to stump up $1 billion a year to buy homes in partnership with low-income Kiwis.
The scheme would see 50,000 Kiwis - who would otherwise be stuck in the rental market - buy their own homes over the next decade; The Government would contribute as much as 40 per cent of the upfront cost of each house with the buyer paying the rest,
It's a radicle and costly plan; the Salvation Army freely acknowledges this, aimed at helping families facing the reality of renting for the rest of their lives.
The call comes as Kiwi home ownership rates have fallen from 74 per cent to 63 per cent.