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Buy now, pay later. Is it really a good idea?

By
Weekend writer·Bay of Plenty Times·
11 mins to read

Clothes, perfume, sports equipment, and an outdoor fire pit. There's almost nothing Gina hasn't added to an online shopping cart.

And for that, she's felt shame.

Right now, she's $20,000 in debt and working hard to change her compulsive spending habits - the result of loans over two-and-a-bit years from finance companies, and buy now, pay later purchases.

Gina, whose name has been changed for privacy, is a fan of Afterpay, which allows you to shop now, but pay

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