A Waikite Valley man escaped his burning home with nothing but a handful of clothes after being woken by the sound of a smoke alarm.
The Dods Rd house, opposite the Tyburn Monastery, was "well involved" by the time the Rotorua Fire Brigade arrived yesterday morning.
Senior Station Officer Colin Rolfe said firefighters' only option had been to try to protect the neighbouring garage.
The fire was discovered around 6.50am, Mr Rolfe said.
"It was well involved when we got there and due to the lack of water our priority was to protect the garage.