Liz Koh hit the nail on the head (Money, November 30) with this article but whether people will heed the warning is a different story as we all know financial stress is the worst type of stress you can have.
It can break up marriages which is extra stress on everyone involved - is it really worth the risk?
I may be a bit of a layman but in my opinion you should never borrow money to invest.
To expand your business, sure, where you have control over the money spent and most importantly the return on it.
I know you don't get a huge return on money deposited in the bank but it is safe - no risk involved.
Isn't it worth it to lead a stressless life as possible?.