A new law requiring rental properties to be insulated will pay off for tenants and landlords in the long run - but there will be a cost for both in the short term.
The law change this week means rentals with no insulation will need to upgrade to 2008 standards by July 2019, unless it is physically impossible to put in ceiling and floor insulation.
Most Kiwis know what it is like to live in a cold, draughty, uninsulated house. It's almost like a rite of passage for young people studying or beginning work.
For most young people in their late teens and 20s it's no big deal.
Yes, it's unpleasant and you may get sick slightly more often but you survive.