The high rate of people choosing cashless payment methods has prompted the Mount Maunganui Lifeguard Service to move to a tap and go donation collection method.
The service is seeking donations to help pay for its club rebuild - and less small change in people's pockets means less funding.
Traditionally, small change donations have been collected using collection buckets, but the club will now be using tap and go technology.
The service has been providing lifeguarding services for almost 90 years and is now four months into its club rebuild after the former building was demolished because of weather-tightness issues and increasing maintenance costs.
Another $525,000 is needed to complete the club build.