The couple then retired before Mr Vercoe passed away in 1982 after heart problems.
Because most of Mrs Vercoe's children had ended up living in the Mount, she moved back to the area about seven years ago.
Mrs Vercoe was very active with the Methodist Church most of her life, was the first secretary for New Zealand First when they established in Auckland and also a financial adviser to the Red Cross.
"She was very community focused. Her brain was fine until the very end," her daughter Sandra Vercoe said.
Ms Vercoe said her mother was a lovely old lady, and was famous for her roast dinners and tomato relish.
"We need to find that recipe of hers."
Even though Mrs Vercoe lived in her own home until a short time ago, she was still "a bossy old girl, and was telling us what to do until the day she died," she said.
Mrs Vercoe was survived by two siblings, Keith and Lola, her four children, seven grandchildren and many great and great-great-grandchildren.
Family was her life, Ms Vercoe said.
"She was the matriarch of the family, and she was involved with everything every day. She was still worrying about us right to the end. She was an amazingly strong lady and person."
A service to celebrate Joyce's life will be held at the Wesley Church, 100 13th Ave, Tauranga on Saturday October 15, at 11am followed by private cremation.