Life is full of risks.
Driving in heavy rain, crossing a busy road or riding a bike in peak-hour traffic all involve a degree of risk.
Most of the time, with the use of caution, we come through unscathed. These are run-of-the-mill situations we face every day but what happens when someone is faced with a situation where they have to put themselves in harm's way to help others?
The Bay of Plenty Times has featured two stories over the past week about people who did just that to help a neighbour in need.
The first involved Hairini's Karen Arthur, her daughter Danielle, 19, and son Andrew, 17. The trio rushed into their elderly neighbour's home as a pot left on the stove filled the house with smoke.