Financial columnist and adviser Mary Holm calls herself a "financial agony aunt", and many of us can relate to the anguish that goes into trying to manage our money.
In this capacity, Holm must have answered thousands of questions about money and its management.
Her advice is always sensible and sound.
KiwiSaver is often high on the list, but there are many more questions on subjects such as divorce settlements, the wisdom of home ownership and investments.
"When it comes to big, scary confusing topics, it doesn't really get more intimidating or more personal than money," Holm said.