Are we disaster-prone or disaster-addicted?
This country sits on the edge of the large tectonic plate called "Pacific", a name ridiculously inappropriate because if it buckles it will be anything but "peaceful".
Chances are good that we could have a really, really large earthquake at some vague point in the future.
We know this because scientists keep banging on about it, telling us we should be prepared for the worst. They've produced CGI videos of possible consequences, but they're not the only ones preaching catastrophe.
We also have central government, local government and regulatory junkies telling us here in Whanganui that all our heritage buildings are doomed unless we spend millions of dollars bringing them up to some arbitrary standard; all of which is wasted if we get that really, really big earthquake the boffins have been warning us about.