![Opinion: What the parties can offer you](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Opinion: What the parties can offer you
Do you vote on your back pocket? A good chunk of the country does, writes Diana Clement. So what do each of the parties have on offer for you?
Do you vote on your back pocket? A good chunk of the country does, writes Diana Clement. So what do each of the parties have on offer for you?
On September 19, the first buyers of a new mass-scale affordable special housing area at South Auckland's Waimahia Inlet, on the edge of the Manukau Harbour, are due to move in.
Can you please clarify the rules around "regular" contributions toward KiwiSaver and the impact this has on the deposit subsidy.
KiwiSaver investment income is effectively quarantined from other gains or losses and the tax paid is final.
What KiwiSaver really needs is to be left alone by the politicians and allowed to get on with its purpose of helping kiwis save for their retirement.
First Labour, now National have unveiled plans to mess up KiwiSaver. It was always too much to hope that $20 billion-plus KiwiSaver system wouldn't be used for electioneering.
One of the big myths about KiwiSaver is that the money is held by the government, writes Helen Twose.
I joined KiwiSaver the day it started. I am in the Kiwi Wealth balanced fund. I am a 67-year-old retired widow with no other income apart from NZ Superannuation.
I find it remarkable that Labour's proposed capital gains tax has generated so little debate.
We all know that we should save to ensure our golden years really do turn out to be what the name suggests but why do we find it so hard to do so?
A few final words in regards to the discussion about purchasing a new vs used car. Your previous contributors have all made some valid points in regards to both options.
According to Morningstar the tax environment for New Zealand managed funds - including KiwiSaver - is relatively benign.
KiwiSaver members now have on average more than $9300 saved in their accounts but some providers have attracted much bigger savers into their scheme.
What happens after you're eligible to dip into your KiwiSaver account?
Q: I was listening to the radio and I heard a Labour MP say that under Labour not only would KiwiSaver be compulsory but a capital gains tax would apply to it.
KiwiSaver members should pay close attention to how much their providers are charging, a global research firm has warned.
The Financial Services Council is looking to drum up popular support for a campaign to address what it says is the overtaxation of savings.
Sheather estimates what terminal sum will accrue to a KiwiSaver saving $100 pw and getting the $1K kick start and the annual $521 contribution from the Govt investing in a growth portfolio.
With so many people choosing to head off overseas for work it is good to check out how easy it is to bring any superannuation savings back with you when you return.
Q: I saw the CEO of the Financial Services Council on TV talking about an insurance option to protect the loss of KiwiSaver amounts due to a recession. Does this cover have any merit?