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Kiwisaver: Opting in and opting out
Q: If new staff members do not wish to join KiwiSaver, do I simply pay their PAYE on the IRD form or must I fill in forms advising they don't want to join?
Q: If new staff members do not wish to join KiwiSaver, do I simply pay their PAYE on the IRD form or must I fill in forms advising they don't want to join?
Default investments and focus on low fees are reducing returns, writes Brian Gaynor.
Savers should be aware of the assumptions used by online calculators that show what could be in their KiwiSaver account by retirement age.
Astute KiwiSaver decisions will deliver far more rewards over the longer term than any switch from one electricity retailer to another.
According to latest Morningstar figures, some funds have consistently ranked at or near the bottom in their respective categories for the last five years.
One overseas bank predicts another global financial crisis is on the cards, but local economists say it's not all bad news for Kiwis.
More than 2.5 million Kiwis are signed up to KiwiSaver but many people aren't making the most of it, according to Ana-Marie Lockyer.
Five expert tips on how to make your money go further this year.
Foreign ownership of the New Zealand sharemarket continued to fall this year, with total overseas holdings slipping to 32.6 per cent.
New Zealand's capital markets and those in them need a wake-up call.
Let's be clear: joining KiwiSaver is entirely your decision - not your employer's.
To have your KiwiSaver questions answered by the NZ Herald's panel of industry players, email Helen Twose.
Finance Minister Bill English says a one-off mass compulsory enrolment into KiwiSaver now won't happen, unless until the Government's books allow.
Mary Holm talks enjoying wealth, insurance brokers and property woes.
The FMA has released a highly critical report on sales and advice practices for the financial services industry, including those selling KiwiSaver.
KiwiSaver rules only allow you to be with one provider at a time. If you are not happy with your provider, you can switch at any time.
Mary Holm talks managing personal dividends, KiwiSaver and cash funds.
Kiwis have more work to do when it comes to saving enough for a comfortable retirement, according to a financial literacy advocate.
KiwiSaver members could see more information on what kind of income they would get in retirement included in their annual provider reports.
KiwiSaver can get confusing where first-home buyers are concerned, and you're certainly not alone in getting in a muddle.
KiwiSavers who follow some simple rules can achieve this target.
Mary Holm answers questions on inheritance, investments, Kiwisaver and property.
Helen Twose answer a question about Kiwisaver and if you can combine your Australian Super from Australia to New Zealand.
KiwiSaver funds have taken a downwards slide in the last quarter - the first time in four years there's been a widespread hit to most people's savings.
"As your son is the co-owner of the property, unfortunately he will not be eligible to make a KiwiSaver first-home withdrawal."