Much of Dargaville could be engulfed in a wide Kaihu River delta and the Ngunguru River mouth could open wide and swallow much of the estuary.
Low-lying land at Doubtless Bay, Ahipara, Bream Bay, Omapere and several other coastal sites could also be knee deep in the briny.
These are worst-case, 100-years-ahead scenarios revealed in draft maps identifying Northland's coastal erosion and flood-prone areas.
Northland Regional Council's (NRC) new maps pinpoint sites which may eventually be at risk from tide action, climate change and sea level rise; putting 13,000 Northland properties into a coastal hazard zone, on paper at least. They are at 31 erosion areas and 61 flood hazard sites now identified on both of Northland's coasts.