The issue sparked lively debate at last week's council meeting with Cr Ann Court arguing that felling the trees on the back of an inconclusive report would put "every tree in the district on a slippery slope".
Both reports found the trees were healthy and in no imminent danger of falling. However, one report said there was no guarantee the redwoods would not blow down if another big storm hit, so concluded they should all be removed.
Cr Court said no arborist on earth could guarantee a tree would never fail in 100km/h winds.
"If we follow this to its logical conclusion we will have to cut down every tree in every reserve in the Far North district in case they fall down. This would set a precedent and not just for Kerikeri."
Cr Court said she sympathised with the retirement village, which had to put up with the debris and lack of winter sun, but the council also had to consider the Hawking Crescent residents who had campaigned to keep the trees.
The redwood debate reminded her of how her daughter, then aged 4, had fallen out of a tree at her playcentre and broken her arm.
"What happened next was that they cut down the tree. To me, commonsense departed the earth that day - and now we have a report saying the gates of hell will open if we don't listen to our insurers."
Mayor John Carter put a motion to defer the vote and seek written advice from the council's insurer and its lawyers.
Only Cr Di Maxwell voted against, saying the council already had enough information and should act now.