Dale told Hawke's Bay Today the home had not been flooded, but he has concerns about the structural damage caused by the slip, and the stability of the land.
About 4pm yesterday, council staff had visited the street and assessed the flood risk was minimal.
What no one knew, was that his land was about to slide away.
Today, Dale, who has lived in the home for 12 years, said he remained concerned about the house sliding down the bank, but said ultimately "there is nothing you can do ''.
''I didn't stay here the night, the back yard had gone and it's pretty munted.
"There's been heaps of offers of help. (My) work offered to send everyone around, but there's just nothing you could do.''
Next door, Roberta Otis, from California, has lived on the street for four years. She too, is worried about potential structural damage.
"We are worried the carport and driveway will go - it's been undercut by water.''
The torrential rain that saturated Napier - turning streets into rivers - is the second wettest day, on record, in 150 years.
Locals are waking up to the aftermath of yesterday's deluge; which resulted in people having to evacuate and more than 3000 homes without power.
And there's another deluge forecast from 3pm this afternoon from Hawkes Bay up to the Coromandel.
The Mayor last night declared a state of emergency last night.
Nick Marshall of Marewa said it was both amazing and sad to see the state of his neighbourhood.
"Just devastation," he said outside his house on Douglas McLean Avenue.
"There'll be a lot of unhappy families out there."
Carlyle St evacuated
Carlyle St resident David Bush had to park his car well down the road when he came home from work at 5.45pm. Photo / Warren Buckland
Liz Dunn from Carlyle St said water rushed down Lucknow Terrace from the Havelock Rd slip.
Mud had rushed down the hill and settled in the terrace so about seven residents were spending the day digging the mud from the street and collecting it in piles on the side.
Dunn said she hoped the council would come with a digger to take the mud away before the predicted Tuesday afternoon rain.
She anticipated flooding again as drains were blocked with mud.
She told her dad to move his car off the street - her dad at first "thought I was being dramatic". The driveway flooded soon after.
"I was anxious. Really anxious. I've never experienced anything like that before and I don't think many of us have."
Kennedy Park Holiday Resort took in 17 people evacuated from their homes on Monday night.
Amber McArthur, a member of the New Zealand Red Cross's Disaster Welfare Support Team (DWST) assisting the families there said they had mostly come from the area around Latham Street.
She said the ages of those evacuated ranged from very young children right up to an 87-year-old man.
"He was worried because he forgot to lock the front door," McArthur said.
"He told us the water was lapping at his bed every time a car came past."
She said everyone was pretty traumatized and struggled to get much sleep overnight.
This morning DWST have been heading back to the households of the evacuees to retrieve medication, glasses, and other essentials people left behind in the rush to get out.
McArthur said none of those evacuated had talked about the prospect of more rain this afternoon, and were taking the chance to rest and calm down a bit for now.
"They were all just thankful someone came," she said. "Lots of tears, lots of hugs."
A kayaker slides past a stranded vehicle in Whitmore Park, Napier. Photo / Paul Taylor.
Napier City Council this morning said the town's drinking water was so far unaffected.
"We've been advised by the HB Civil Defence Emergency Management Group and Hawke's Bay DHB that there's no evidence of contamination," a spokesperson said.
Latham St, Marewa, was one of several streets still under water in Napier. Photo / Paul Taylor
"The water supply will be tested throughout the day and we'll update you if the situation changes."
The DHB is keeping a "close eye" on the situation, and is working closely with civil defence and council.
