Vicky Johnson counted her lucky stars when a large tree fell just five minutes after she biked past late Saturday night.
Ms Johnson was riding to her George's Drive home in Napier after seeing her children in town.
"Just after I walked through the door I heard something that sounded like it was scraping along the road. I raced to the window and suddenly the large tree on the grass domain opposite my house crashed to the ground."
She said one minute it was standing tall and the next minute it was lying on the ground.
"I am just so lucky I was home, as I was riding no handlebars underneath it on the footpath so it would have taken me with it and right now I'd be well and truly under it."