If you're a KiwiSaver member, you have probably had a statement arrive in your email inbox or physical letterbox this week.
Provided you've opened it (and you should), you might see a few extra numbers on there this year.
Last year, KiwiSaver providers were told they must disclose their fees in dollar terms, not just as a percentage of a member's balance.
This year, they must also give an indication of what income an investor could expect to generate from their balance at retirement, given their current account settings.
For some people, that could be a surprise – and a negative one, if they haven't been contributing a lot or are in a fund with low returns.