Money is a huge part of our lives and yet we are reluctant to talk about it.
It is often the subject of arguments and the cause of anxiety when in short supply, but that is not the same as having an objective, forward-looking conversation about money.
Our desires are unlimited whereas the supply of money is not, so to get the most enjoyment out of life we need to make the best use of our money. Money is neither derived nor spent in isolation.
There are other stakeholders involved, such as partners, children, parents, employers, business partners, banks and professional advisers.
They all have a role to play in helping us get the maximum benefit from the money we have.